Listed below
are the items any financial institution will require in order
for you to obtain mortgage financing.
Applicant(s) to Provide
-
Social Insurance Number
-
Date of Birth
-
Details on any loans or
debts (Institution Name/Car Loans/Credit Cards, etc)
-
Verification of Down
payment (Copies of Passbooks, GIC’s, RRSP, etc)
-
Application/Appraisal
Fee(s)
-
Proof of Fire Insurance
(Lawyer verifies on closing)
-
Verification of
Employment (Letter from employer identifying position, gross
income, & years of service AND if self employed, 3 years
financial statements & tax returns)
and if
applicable...
-
Gift Letter
-
Verification of
Bankruptcy Discharge
-
Copy of
Divorce/Separation Agreement
Real Estate Agent to Provide
-
Copy of Offer to Purchase
-
Copy of Property Listing
(Floor Plan if Purchasing a New Home)
-
Copy of Survey
-
Rural Properties- Copy of
Well & Septic Certificates
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